Thursday, January 9, 2025
With the stock market down across the board, investors who were looking for capital gains are in a bad spot. But as share prices go down, you can get the same dividend payments for less money. In other words, dividend yields are going up. Right now, I’m looking at the yields from my Dividend Hunter […]
Crude oil prices have dropped significantly since early June, and energy stock prices have matched or exceeded the decline. Yet energy commodity prices remain very high, and the supply/demand imbalances point towards higher prices later in the year. Now is the time to invest in all three of the energy subsectors. Here’s my favorite way […]
As inflation has climbed to 40-year highs, interest rates have also ratcheted higher. For borrowers, higher rates are not a good deal, as they raise the costs of taking out loans. For investors, however, higher rates open up opportunities to invest safely and still earn a meaningful return. Today, let’s talk about an investment product […]
Building income by investing for high yields and compounding that with reinvestment just works. And the Rule of 72 gives an easy way to project what turn out to be very attractive future results. Today, I want to show you this by revealing the income growth in my personal retirement account… And how I’m doubling […]
It’s a giant leap from having your money handled by a professional money manager to following the ETF recommendations from your company’s 401k provider and making your own investment decisions. How stocks, bonds, and funds work is complicated, and decisions about what to invest in have consequences. When stock prices rise, it’s easy to feel […]
The rate of home purchases has slowed dramatically. Since the start of the year, mortgage rates have doubled from around 3% to more than 6%. The affordability of homes has plummeted, as have sales. Yet individuals and families still have to live somewhere, so slowing home sales will benefit companies with residential rentals. Here are […]
The combination of rising living costs due to inflation and crappy stock market results have many people rethinking their retirement plans. Here are a couple of recent excerpts from the financial press. This headline comes from CNBC: 25% of Americans are delaying retirement due to inflation, survey finds Then there’s this excerpt from a Wall […]
High inflation has become a driving force in our lives. It’s challenging to invest for income and keep up with inflation, especially outside of commodity-focused investments. We have to take an extra step to ferret out investments that will perform well while inflation stays high. Meanwhile, the Federal Reserve will need higher interest rates to […]
Through the first five months of 2022, the energy and utilities stock market sectors are the only ones in the black. And the energy returns dwarf the 3.8% posted by utilities. The other nine S&P-defined sectors are negative for the year, with five sectors down more than 10% and three down more than 20%. With […]
The pace of existing and new home sales has started to slow dramatically. Sales of existing homes fell 2.4% for April compared to March, and were down 5.9% to a year earlier. New home sales fell even harder, with April sales off 16.6% compared to March, and down 26.9% year-over-year. Rising mortgage rates thanks to […]
